Policies
You can use this website to seek information on various financial products such as Insurance – Life / Health / General, Investments – FD/RD/GOI Bonds/NCD, Finance – Personal Loan/ Business Loan/ Home Loan/ Loan against Property without providing customer details. If you provide information about yourself, such as Name, Postal address, Gender, Marital Status , e-mail, Contact numbers etc. we will not share, sell or divulge it to external agencies unless been authorized by you, or are required to do so by law. We will maintain this information, as well as your transactions, strictly confidential. We at Spectrum Insurance Distribution (P) Ltd recognise importance of your personal identifiable information.
By using and/or registering yourself at this website, you authorize Spectrum Insurance Distribution (P) Ltd including its representatives, affiliates, and its business partners to contact you via email or phone call or SMS or WhatsApp or similar communication tools and offer you our services for the product you have opted for, imparting knowledge on products, promotional offers and offers by our business partners and associated third parties. You hereby agree that you authorize Spectrum Insurance Distribution (P) Ltd including its representatives, affiliates, and its business partners to contact you for the above mentioned purposes even if you have registered yourself under DND or DNC or NCPR service(s). Your authorization, in this regard, shall be valid as long as your account is not deactivated by either you or us.
The information and material contained in this website and the terms, conditions, and descriptions that appear are subject to change without prior notice. Investments in financial products are not obligations of or guaranteed by Spectrum Insurance Distribution (P) Ltd., and are subject to investment risks.
Although we have tried to maintain high standards in quality, clarity and accuracy of the material posted on the website, Spectrum Insurance Distribution (P) Ltd is not legally responsible for the same in any manner what so ever. Employees, partners and associated staff of Spectrum Insurance Distribution (P) Ltd. are not accountable for any loss, harm or damage that occurs or may occur or arise from the usage of information from the website. Customers are advised to use their own discretion in such matters.
It is important to understand that insurance is a subject matter of solicitation and market risks. It is the responsibility of the customer to understand the limitations of insurance policies and the risks involved, and under no circumstance, form or manner, do we take any liability in such cases. We also recommend you to please read the subject and offer documents carefully. The information provided on the website is for financial and insurance purposes. It is a mutual understanding between us and the customers that their association with the website will be at the customer's sole discretion and risk.
All Mutual Funds and securities investments are subject to market risks and there can be no assurance that the scheme’s object will be achieved and the NAV of the schemes can go up or down depending upon the factors and forces affecting the securities market. Past performance of the schemes do not indicate the Future performances. The NAV of the schemes may be affected by changes in Interest Rate, trading volumes, settlement periods, transfer procedures, performance of individual securities and or market volatility. The NAV will be exposed to Price / Interest rate Risk and Credit Risk. There is no guarantee or assurance to unit holder as to the rate of dividend distribution or that the dividend will be paid regularly. Investors are not being offered any guaranteed / assured returns.
The information contained in this website, including text, graphics, links or other items are provided on an 'as is', 'as available' basis. Spectrum Insurance Distribution (P) Ltd does not warrant the accuracy, adequacy or completeness of this information and material and expressly disclaims liability for errors or omissions in this information and material. No warranty of any kind, implied, expressed or statutory, including but not limited to the warranties of non-infringement of third party rights, title, merchantability, fitness for a particular purpose and freedom from computer virus, is given in conjunction with the information and materials
In no event will Spectrum Insurance Distribution (P) Ltd be liable for any damages, including without limitation direct or indirect, special, incidental, or consequential damages, losses or expenses arising in connection with this website or use thereof or inability to use by any party, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or line or system failure, even if Spectrum Insurance Distribution (P) Ltd or representatives thereof, are advised of the possibility of such damages, losses or expenses. Hyperlinks from and to other websites are at your own risk; the content, accuracy, opinions expressed, and other links provided by these resources are not investigated, verified, monitored, or endorsed by Spectrum Insurance Distribution (P) Ltd.
You (the user) can access www.spectruminsurance.in (the Site), subject to the terms and conditions of use, as changed / updated from time to time entirely at the discretion of Spectrum Insurance Distribution (P) Ltd., as set out below. This Agreement is for an indefinite term and you understand and agree that are bound by such terms till the time you access this site.
We reserve the right to add or change/modify the terms of this Agreement including but not limited to suspend / cancel, or discontinue any or all channels, or product or service at any time without notice, make modifications and alterations in any or all of the content, products and services contained on the site without prior notice. You will be deemed to have accepted such change/s if you continue to access the site subsequent to such changes.
This Site reserves the right to charge subscription and / or membership fees in respect of any part, aspect of this Site upon reasonable prior notice.
You are permitted to print or download extracts from these pages for your personal non-commercial use only. Any copies of these pages saved to disk or to any other storage medium may only be used for subsequent viewing purposes or to print extracts for personal use. You may not (whether directly or through the use of any software program) create a database in electronic or structured manual form by regularly or systematically downloading and storing all or any part of the pages from this site. No part of the Site may be reproduced or transmitted to or stored in any other web site, nor may any of its pages or part thereof be disseminated in any electronic or non-electronic form, nor included in any public or private electronic retrieval system or service without prior written permission.
Access through a single User Name and Password being made available to multiple users on a network. If we reasonably believe that a User Name and Password are being used / misused in any manner as clarified above we reserve the right to cancel access rights immediately without notice, and block access to all users from that IP address.
Spectrum Insurance Distribution (P) Ltd. reserves its right to terminate your account without any prior notice for any violation of the Terms of Use. All content posted by you becomes the property of bluechipindia.co.in and you agree to grant/assign the royalty free, perpetual right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, perform and display such content (in whole or part) worldwide and/or to incorporate it in other works in any form, media, or technology now known or later developed.
All the contents of this Site are only for general information or use. They do not constitute advice and should not be relied upon in making (or refraining from making) any decision. The information from or through this site is provided on "AS IS" basis.
